Why Health Insurance Is Inadequate
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Report shows health insurance coverage is inadequate for …
(4 days ago) WEBHealth insurance provides insufficient coverage for the care most Americans need, a recent survey shows.. Half of all working-age adults with health insurance struggle to pay for health care and one-third carry medical debt, according to the report, “Paying …
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Is our healthcare system broken? - Harvard Health
(Just Now) WEBHealth insurers may discourage care to hold down costs. Many health insurance companies restrict expensive medications, tests, and other services by declining coverage until forms are filled out to justify the service to the insurer. True, this can prevent unnecessary expense to the healthcare system — and to the insurance company.
https://www.health.harvard.edu/blog/is-our-healthcare-system-broken-202107132542
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Almost half of Americans have inadequate healthcare coverage, …
(6 days ago) WEBUltimately half of those surveyed said they wouldn’t be able to pay an unexpected $1,000 medical bill within 30 days, including 68% of low-income adults, 69% of Black adults and 63% of Latinx
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Even With Health Insurance, Many Americans Still …
(2 days ago) WEBThe president-elect has vowed to strengthen the Affordable Care Act, which gave millions of Americans health insurance. But …
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Americans’ Challenges with Health Care Costs KFF
(9 days ago) WEBAdults in households with annual incomes under $40,000 are more than three times as likely as adults in households with incomes over $90,000 to say it is difficult to afford their health care
https://www.kff.org/health-costs/issue-brief/americans-challenges-with-health-care-costs/
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Who Are the Remaining Uninsured, and Why Do They …
(5 days ago) WEBIn 2018 there were 18.2 million fewer uninsured people in the U.S. than when the ACA became law. 1 In addition, fewer people are forgoing health care because of cost or reporting high out-of-pocket costs relative to their income. 2. Yet, in 2018, an estimated 30.4 million people were uninsured, up from a low of 28.6 million in 2016.
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It’s Not Just You: Many People Confront Health …
(7 days ago) WEBThe News. A majority of Americans with health insurance said they had encountered obstacles to coverage, including denied medical care, higher bills and a dearth of doctors in their plans
https://www.nytimes.com/2023/06/15/health/health-insurance-medical-bills.html
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Income, Poverty and Health Insurance Coverage in the …
(7 days ago) WEBPrivate health insurance coverage continued to be more prevalent than public coverage, at 66.5% and 34.8%, respectively. Some people may have more than one coverage type during the calendar year. Of the subtypes of health insurance, employment-based insurance was the most common subtype of health insurance, covering 54.4% of the …
https://www.census.gov/newsroom/press-releases/2021/income-poverty-health-insurance-coverage.html
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Inadequate Health Insurance Coverage Drives Medical …
(7 days ago) WEBTrends in health insurance coverage are driving an increase in medical debt: these include inadequate enrollment in comprehensive health care coverage and high-deductible and skinny health plans that intentionally push more costs onto patients. These gaps in coverage leave individuals financially vulnerable when seeking medical care.
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Income, Poverty and Health Insurance Coverage in the …
(7 days ago) WEBOf the subtypes of health insurance coverage, employer-based insurance was the most common, covering 54.3% of the population for some or all of the calendar year. Between 2020 and 2021, public coverage increased by 1.2 percentage points to 35.7%, driven by a 0.9 percentage-point increase in Medicaid coverage.
https://www.census.gov/newsroom/press-releases/2022/income-poverty-health-insurance-coverage.html
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The State of U.S. Health Insurance in 2022
(4 days ago) WEBThe Commonwealth Fund Biennial Health Insurance Survey, 2022, was conducted by SSRS from March 28 through July 4, 2022. The survey consisted of telephone and online interviews in …
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Lack of Health Insurance Coverage Leads People to Avoid Seeking …
(9 days ago) WEBIn 2018, 41 percent of underinsured adults said they had delayed care and 47 percent said they had trouble paying their medical bills. Among those with adequate health coverage, meanwhile, 23
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Many Americans have health insurance that isn't 'good enough'
(9 days ago) WEBUnfortunately, the answer for too many Americans is “Not good enough.”. While the ACA created a limit on how much some people have to pay when they get sick, health plans frequently fail to
https://www.statnews.com/2022/11/04/millions-americans-health-insurance-isnt-good-enough/
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Report: The Importance of Health Coverage AHA
(7 days ago) WEBHealth insurance facilitates access to care and is associated with lower death rates, better health outcomes, and improved productivity. Despite recent gains, more than 28 million individuals still lack coverage, putting their physical, mental, and financial health at risk. Meaningful health care coverage is critical to living a productive
https://www.aha.org/guidesreports/report-importance-health-coverage
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Racial and Ethnic Inequities in Health Care Coverage and Access
(Just Now) WEBIntroduction. The Affordable Care Act (ACA) helped to significantly reduce U.S. racial and ethnic disparities in health insurance coverage and to improve access to care, especially in states that expanded eligibility for their Medicaid programs. 1 But, after 2016, coverage gains stalled and slightly eroded. Combined with job and income losses …
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The Uninsured and the ACA: A Primer – Key Facts about Health …
(2 days ago) WEBLack of health coverage, even for short periods of time, results in decreased access to care. Research has shown that adults who experience gaps in their health insurance coverage are less likely
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Why Health Insurance Matters - Coverage Matters - NCBI Bookshelf
(5 days ago) WEBFor those without access to workplace health insurance, poor health is a potential barrier to purchasing nongroup coverage because such coverage may be highly priced, exclude preexisting conditions, or be simply unavailable. Older women (55–64 years) in the work force are especially at risk of being uninsured for this reason: 23 percent of
https://www.ncbi.nlm.nih.gov/books/NBK223643/
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It’s Not Just You: Picking a Health Insurance Plan Is Really Hard
(Just Now) WEBLast year, more than 70 percent of customers bought one of those plans. “People want advice, they want guidance,” Mr. Lang said. “And it’s pretty hard.”. The people most likely to make
https://www.nytimes.com/2020/12/11/upshot/choosing-health-insurance-is-hard.html
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Health Coverage by Race and Ethnicity, 2010-2022 KFF
(2 days ago) WEBCoverage by Race and Ethnicity as of 2022. While overall uninsured rates continued to decline in 2022, nonelderly Hispanic, Black, AIAN, and NHOPI people remained more likely than their White
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There are clear, race-based inequalities in health insurance and …
(5 days ago) WEBSince the ACA’s core coverage provision came into effect in 2014, uninsured rates fell across all racial and ethnic groups, with the biggest gains among Black and Hispanic people. Still, 30
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Effects of Health Insurance on Health - Care Without Coverage
(5 days ago) WEBThis chapter presents the Committee's review of studies that address the impact of health insurance on various health-related outcomes. It examines research on the relationship between health insurance (or lack of insurance), use of medical care and health outcomes for specific conditions and types of services, and with overall health status …
https://www.ncbi.nlm.nih.gov/books/NBK220636/
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Racial and Ethnic Disparities in Health Insurance Coverage: …
(3 days ago) WEBRacial and ethnic disparities in health insurance coverage rates account for a sizable share of the difference in access to health care (Lillie-Blanton and Hoffman 2005).African American and Hispanic individuals in the United States are more likely to be uninsured throughout adulthood than non-Hispanic individuals (Kirby and Kaneda 2010).Without …
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5370590/
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Dental care and insurance costs too much. ACA rule could change …
(2 days ago) WEBThe deficit in dental coverage is immense: Nearly 69 million U.S. adults did not have dental insurance or access to routine oral health care last year, according to a survey by the nonprofit
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Why Medicaid’s ‘Undercount’ Problem Counts - KFF Health News
(3 days ago) WEBIn March 2022, the Centers for Medicare & Medicaid Services reported that about 88 million people had Medicaid coverage. But census survey data found about 62 million people self-reported Medicaid coverage — an undercount of 26.4 million, the study said. Several factors explain why enrollees may not realize they’re on Medicaid.
https://kffhealthnews.org/news/article/health-202-millions-lost-medicaid-coverage-undercount/
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Op-Ed: Key factors in why America spends more on health care
(5 days ago) WEBThe U.S. spends about twice as much per capita on health care as the average of other developed countries, and we don’t have better outcomes to show for our outsized spending. Top answers that my students give to this question — before doing the assigned reading — include population growth, an aging society and poor health habits leading
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Damaging hacks expose the weak underbelly of America’s health …
(9 days ago) WEBLink Copied! A pair of recent ransomware attacks crippled computer systems at two major American health care firms, disrupting patient care and exposing fundamental weaknesses in the US health
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As health system earnings go up, health insurance stocks go down …
(7 days ago) WEBSTAT took a look at 20 large nonprofit health systems and found that all but four reported higher operating and net margins in the first three months of 2024 compared with the same period in 2023
https://www.statnews.com/2024/05/20/hospitals-strong-first-quarter-trim-health-insurance-margins/
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Why Medicaid expansion in the South failed : NPR
(4 days ago) WEBSeveral Southern legislatures seriously considered full Medicaid expansion this year to get health insurance for hundreds of thousands of low income residents, but in the end they all failed.
https://www.npr.org/2024/05/20/1252537889/why-medicaid-expansion-in-the-south-failed
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Not Everyone Wants Health Coverage, and Shouldn't Be Forced to …
(Just Now) WEBMany healthy people decide not to have insurance policies because they don't think they need it, and mandating health insurance for all Americans, therefore, is unnecessary, McCain said. "I'm not going to force Americans to buy insurance," McCain said. "But if we bring down the cost, I'm convinced more and more will take advantage of …
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Food programs, health coverage for Florida children is lacking
(2 days ago) WEB24:04. TALLAHASSEE – With schools soon letting out for summer, Florida’s poorest children face a season of shortage – with food programs and health coverage lacking because of actions taken
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Risk of ‘genetic discrimination’ by insurance companies is ruining
(8 days ago) WEBGenomic research stands to help develop new medical treatments – and we need donations of lots of data for this to work. But people don’t want data on their genes to be exploited for profit.
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Why Is Car Insurance So Expensive? - The New York Times
(7 days ago) WEBAuto insurance premiums have helped prevent overall inflation from cooling more quickly, which could force the Federal Reserve to keep interest rates higher for longer. Michael Hanson for The New
https://www.nytimes.com/2024/05/15/business/car-insurance-cost-inflation.html
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Smoke from Canadian wildfires brings poor air quality to …
(4 days ago) WEB0:41. Minnesota officials issued an air quality control warning through mid-day Monday as smoke from Canadian wild fires moves to northern parts and sweeps across the state. "Fine particle levels
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FDIC Chair Martin Gruenberg will resign following a scathing
(8 days ago) WEBMartin Gruenberg, head of the Federal Deposit Insurance Corporation, will step down following a scathing independent investigation detailing pervasive sexual harassment, discrimination and
https://www.cnn.com/2024/05/20/economy/fdic-chair-gruenberg-resigns/index.html
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