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The Affordable Care Act and What it Means for Michigan

WebThe Patient Protection and Affordable Care Act, more commonly known as the Affordable Care Act (or “Obamacare”) was signed into law by President Barack Obama on March …

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URL: https://sinasdramis.com/affordable-care-act/

Importance of Unlimited PIP Benefits and Understanding …

WebFollowing the 2019 Michigan auto no-fault insurance reform, understanding your auto insurance and selecting the right coverages is now more important than ever. And while …

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Government Setoffs to PIP Benefits in Michigan

WebUnder the Michigan No-Fault Act, a No-Fault insurance company is permitted to reduce no-fault PIP benefits by any governmental benefits paid or payable to the injured person. …

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No Unlimited Medical Coverage Michigan No-Fault Law

WebThe Law Doesn’t Say “Unlimited” Medical Coverage. Here is the language of MCL 500.3107 (1) (a) of the No-Fault Act, which explains the no-fault personal injury protection (PIP) …

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What is a Medical Lien

WebWhen those insurers pay medical expenses on account of someone’s injury, the insurer sometimes has a lien (also known as a claim for subrogation or reimbursement) from the …

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Coordinated No-Fault Benefits: No More Delays For Michigan …

WebMichigan Court of Appeals decision makes it faster and easier for medical providers to claim PIP benefits under a c oordinated no-fault policy.. In St. John Macomb Oakland Hospital …

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Allowable Expense Benefits Michigan Auto Law

WebMichigan’s No-Fault Act has the broadest and most generous medical-expense and patient-care provisions of any no-fault law in the country. Subsection 3107 (1) (a) says that an …

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Won't My Health Insurance Cover My Car Accident Injuries

WebThe bottom line, for those wondering if your health insurance covers car accident injuries and considering opting out of auto no-fault benefits, this is a very risky situation to put …

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Parent’s Guide to Insuring a Teenage Driver in Michigan

WebTeenagers can start the second driver’s education segment after they have had a level one license for at least three months. During those three months, your teenager must log 30 …

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How Medicaid Affects a Personal Injury Case

WebFor Medicaid recipients who have personal injury claims, there are two major points to understand: The case will have a unique set of considerations, given the fact the medical …

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Michigan No-Fault Work Loss Benefits

WebUnder the no-fault act, work loss benefits are payable at the rate of 85 percent of gross pay, including overtime. However, the work loss benefit cannot exceed a monthly maximum, …

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Coordination of Benefits Auto Insurance in Michigan

WebUnder the Michigan no-fault system, there is a concept called “coordination of benefits” that applies. Basically, an insured person must purchase one of two types of policies: …

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Michigan Motorcycle Insurance Laws Required, Optional, …

WebIf you’ve been injured in a Michigan motorcycle accident and are confused about who pays for your medical and other expenses, please contact us today at 866.758.0031 or submit …

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New Study Links Trucking Accidents And Unhealthy Drivers

Web82 drivers were in the “highest risk” category, based on their overall health. The study found this group was at a higher risk for different categories of crashes, including trucking …

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Michigan Auto Insurance Rates: How Are They Determined

Web1. Women pay more than men. 2. Those with poor credit pay almost 30-40% more than someone with good credit. 3. Widows and widowers often pay more. If you have …

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Why You Need Uncoordinated Auto Insurance Personal Injury Firm

WebUncoordinated Auto Insurance Offers Medical Freedom Of Choice. If you have coordinated no-fault coverage and you’re insured by an HMO (or similar managed health plan), you …

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Michigan Auto No-Fault Law FAQs

WebThe basic concept of Michigan auto no-fault law is to guarantee payment of certain insurance benefits to anyone injured in motor vehicle accidents in Michigan, no matter …

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Can You Sue the Government

WebYou cannot sue the government for injuries if the negligent acts that led to your injuries occurred while a government employee was performing a “governmental function.”. …

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