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Health insurance for creatives: A guide to KSK SiB

According to the Bundesministerium für Arbeit und Soziales, KSK is obligatory for “Anyone who creates, practices or teaches music, performing … See more

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URL: https://www.settle-in-berlin.com/health-insurance-germany/ksk-insurance-guide-germany-english/

Health insurance in Germany: the intro you should read …

WEBGood news: your contributions are directly related to what you earn. The basic contribution rate for public health insurance in Germany is set a 14,6%. The individual …

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A checklist to moving out of Germany for good Settle in …

WEBMy moving out of Germany checklist. 5-months before departure. Accomodation/Flat: Let your landlord know that you will be leaving the country and hand …

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Main types of insurance in Germany

WEBAnybody owning & driving a vehicle in Germany must have adequate insurance. There are 3 types of car insurance in Germany: H aftpflicht (third-party …

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A Techniker Krankenkasse review, 10 years in Settle in …

WEBA few words of context. The largest public health insurance company in Germany is the Techniker Krankenkasse (TK). It was founded in 1884 as the …

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Expat health insurance Germany: know this before committing SiB

WEBHere is a short summary: The so-called “expat insurance in Germany” is a private insurance policy specifically designed to meet the requirements of the local …

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Public vs private insurance in Germany: a real difference

WEBWe have crafted this long-form guide for a deeper understanding of the differences between private and public health insurance in Germany. Here are the main …

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Switch to private insurance in Germany: really a good idea

WEBIf you already have a firm grasp of the German health insurance system, you might be curious to know if switching to private health insurance in Germany is the …

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Do this before picking private health insurance in Germany SiB

WEBStep 1- Make sure private health insurance is right for you. Siding with private health insurance has life-long consequences. You need to be sure that switching …

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This is how you move to Berlin

WEBAs essential as electricity & heating, internet service is key to your move to Berlin. As in many other countries, Germany is split in a small oligopoly with Telekom, …

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Find an English-speaking doctor in Berlin (+ other languages) SIB

WEBThe same databases listed above allows to find not only an English-speaking doctor in Berlin, but also one that speaks Spanish, French, Italian, Arabic, Farsi, Turkish, …

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Fight the power #2

WEBGerman labour law states the following: A normal working day is 8 hours per day. If there are 5 working days per week, this means 40 hours. If there are 6 working …

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Starting a business in Germany: the overview you were looking for.

WEBTo open a company in Germany, you’ll need to fill out form after form and visit various government institutions as well as banks, notaries, and probably legal or …

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Score a new chapter in your life: Germany job seeker visa

WEBThe legal basis about the German job seeker visa can be found here under section 18c. The full name for it is “Temporary residence permit for qualified skilled …

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Social security number Germany

WEBThe German social security number has 12 digits – 11 numbers and one letter. It has the following format: 12 123456 A 123. The social security number in …

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Kindergeld in Germany: how to apply for child benefits.

WEBTake the following steps to apply for child benefits in Germany. Fill in those forms. You will need to find and fill in Antrag auf Kindergeld KG1 and Anlage Kind zum …

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Liability insurance Germany: know this before picking one SiB

WEBHaftpflichtversicherung. The term refers to the private liability insurance in Germany. It’s a policy designed to cover you against damage claims when you cause an …

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Life with pets in Germany: what you need to know

WEBSurgery. Travel insurance. In terms of costs for pet health insurance in Germany, it’s anywhere between 130€ and 300€ for a cat, and minimum 250€ for dogs …

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Read this before booking dental insurance in Germany SiB

WEBThis is known as a “ Heil- und Kostenplan ” in Germany. This quote is then transmitted to your Krankenkasse (public or private) before being approved. Only then …

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Simple step by step guide to unemployment benefits in Germany

WEBYour daily net amount will be multiplied by 30 to obtain the monthly sum. Daily gross salary= Yearly gross salary/365. Daily net salary= Daily gross salary - (taxes …

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Elterngeld: this is how you claim parental benefits in Germany SiB

WEBOther bonuses and benefits. Geschwisterbonus: Families with another child under the age of three – or two more children under the age of six – are entitled to a …

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A great ALG2/Bürgergeld application with this guide SiB

WEBA little word of intro. Bürgergeld is still often sometimes called ALG2 or Hartz 4 because it finds it foundation in the so called Hartz Konzept, which defined modern …

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