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Understanding Your Health Insurance Deductible

WEBSome common types include: Annual: It’s the amount of money you’ll pay annually from January 1 to December 31. Per Episode: Your deductible may vary based on the type of …

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URL: https://www.scurichinsurance.com/understanding-your-health-insurance-deductible/

The Contracting Classification Premium Adjustment Program …

WEBThe CCPAP was developed to provide a premium credit for employers in the contracting and construction industry who pay their employees higher than average wages. The …

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How To Meet Your Health Insurance Deductible Before The End Of …

WEBAs the end of the year approaches, schedule time to review your medical needs. You may want to seek treatment that improves your health

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Core Elements for Safety and Health Programs in Construction

WEBEffective safety programs have seven core elements. Management leadership—provides the resources needed to implement an effective safety and health program. Worker …

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California Health Insurance Mandates – Scurich Insurance Services

WEBThe California Department of Insurance (CDI) regulates health insurance policies. This Employment Law Summary contains a chart outlining California’s benefit, provider and …

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Give Your Mom Life Insurance for Mother’s Day

WEBRisk: People who work or engage in a high-risk or dangerous occupation or hobby will pay more for life insurance. Check with your insurance agent to discuss the life insurance …

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What is OSHA and Why is it Important to Your Business

WEBOSHA plays a key role in making your facility a safe, healthy place to work. Beyond providing the tools and guidance to work toward an injury- and illness-free workplace, …

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How Loss Cost Multipliers Can Raise Your Premiums

WEBThis figure is called the rate, which is then applied to your payroll to calculate a standard premium. Insurers also weigh other factors to determine your final premium, such as …

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UNDERSTANDING WORKERS COMPENSATION DEDUCTIBLE PLANS

WEBSmall deductibles are those ranging from $100 to $10,000 or more, depending on the particular state’s laws. They might apply to medical benefits, indemnity benefits (which …

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What’s the difference between Bodily Injury coverage and Med Pay

WEBMedical payments coverage pays out regardless of who was at fault for the accident. In California, the minimum amount of bodily injury coverage you must maintain is $15,000 …

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Life Insurance lessons from Celebrities

WEBHow Much Life Insurance Coverage to Buy. The general rule of thumb is that you need a policy that covers five to seven years of your salary. So, if you earn $50,000 a year, you …

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OSHA Injury Reporting Flowchart – Scurich Insurance Services

WEBOSHA Injury Reporting Flowchart. Starting on Jan. 1, 2015, all employers under OSHA’s federal jurisdiction will be required to report all work-related fatalities within eight hours …

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Scurich Insurance Services – Serving the Monterey Bay Area Since …

WEBScurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. …

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Health and Safety Tips for Your New Year’s Eve Celebration

WEBDrive carefully as you leave early, go slow and maintain a safe distance from other vehicles. Of course, if the roads are too bad, stay home and watch the party on TV instead of …

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Ways To Improve Focus In The Office When Spring Fever (and …

WEBA rise in temperatures this month can signal spring fever in your office. Your human resources department staff can improve focus and

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Wrongful Termination and Insurance – Scurich Insurance Services

WEBSome of the common reasons why an employee may claim wrongful termination include: Age discrimination – employees over the age of 40 may file an age discrimination claim …

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Now that’s March Madness: Buffett, Gilbert offer $1 billion for …

WEBPlenty of companies have offered a million bucks for that perfect March Madness bracket. But how does a billion dollars sound? (Go

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Commercial Automobile Policy Symbols: What Do They Mean

WEBLiability Coverage Auto Symbols. 1 = Broadest symbol; covers any “auto.”. ( ANY AUTO) 2 = Covers any “auto” owned by the insured, including those attained after the policy …

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How does my loss ratio affect business insurance premiums

WEBIf you pay your insurance company $200 a month, that is $2,400 per year in premiums they receive. Suppose your business is paid $1,200 in covered claims by your insurance …

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