Royallondon.com

Serious Illness Benefit

WEBChildren's Benefit provides cover for your children from age 30 days up to age 18 years. If any of your children are in, or start, full-time education (for example, university), they will …

Actived: 8 days ago

URL: https://www.royallondon.com/insurance/life-insurance/level-term/serious-illness-benefit/

Helping Hand Personal support whenever you need it

WEBHelping Hand includes a wellbeing support service, designed to help you maintain a healthy lifestyle. It gives the plan owners online access to a range of hand-picked early care …

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Illness and Income Protection

WEBLife or Critical Illness Cover. Pays out a lump sum or income if you die or are diagnosed with a critical illness, or if you are diagnosed with a terminal illness or total permanent …

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Life or Critical Illness Cover

WEBAvailable through an independent financial adviser, our Life or Critical Illness Cover is designed to give you peace of mind should the worst happen. And it comes with a …

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What replaced the lifetime allowance on 6 April 2024

WEBRemaining lump sum allowance = £268,275 – (25% x previously used % of lifetime allowance on 5 April 2024 x £1,073,100). No serious ill health lump sum has …

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Medical conditions tool

WEBAny associated health problems e.g. anaemia, arthritis, osteoporosis . Crohn's disease. A chronic inflammatory disease that most commonly affects the distal ileum and colon, but …

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Royal London boosts its critical illness cover to help pay more claims

WEBImproved/changed five existing definitions in line with ABI minimum standards. Dementia. Heart attack. Cancer. Coma. Aplastic anaemia. Additional cover. …

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Benefit options summary

WEBIll health & severe ill health. Usually 25% but more can be paid if they have protected tax-free cash. The full fund has to be crystallised for scheme specific protected …

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Royal London lends a helping hand to wellbeing

WEBRoyal London lends a helping hand to wellbeing. 17 January 2022. 4 min read. Royal London has enhanced its Helping Hand service to include health and …

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Rise in Children Needing Mental Health Services

WEBRise in children needing mental health services. According to mutual insurer Royal London, the number of referrals for children's mental health services, provided by …

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Retirement benefits

WEBThe normal rules for taking benefits on any of the ill-health basis still apply but there are different rules apply depending on the type of contracted out benefits. Section 9(2B) …

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Will my family medical history affect my life insurance

WEBDisclosures that can push up the cost of your life insurance. Unfortunately, having a family history of some health conditions can push up the cost of your life …

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Financial wellbeing service

WEBBenefits for you. Employees and individual pension clients get access to: Financial guidance to help manage debt, budgeting, long-term saving, and retirement planning at …

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Royal London improves mental health underwriting

WEB2 min read. Mutual insurer, Royal London, has introduced a series of changes to its mental health underwriting philosophy. The changes improve outcomes …

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Make a claim on your RLCIS life or health insurance policy

WEBIf you need to make a claim on your Life, Critical Illness or Permanent Health Insurance policy, just call our UK based Customer Contact Centre on: 0345 605 7777. Lines are …

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Transferring pensions in ill-health

WEB04 April 2024. 4 min read. If someone transfers from one pension scheme to another at a time when they know they are in ill-health, HMRC may treat this as a transfer of value …

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Contact us about a claim

WEBYou can make a claim for yourself or on behalf of someone else. Personal information collected on this form will be used so we can assess your claim. To understand the …

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Royal London introduce new ABI mental health standards

WEB08 November 2021. 5 min read. Mutual insurer, Royal London has introduced a new focus on mental health in its pre and post-sale customer communications. The changes fall in …

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The difference between life insurance and critical illness cover

WEBHowever, critical illness cover won’t pay out unless you have a specific illness that meets certain conditions. Life insurance cover pays out a lump sum to your beneficiaries when …

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"Workers taking ill health early retirement risk unexpected …

WEBNew research from mutual insurer Royal London suggests that hundreds of workers a year who take early retirement due to ill health may face an unexpected tax …

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