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PERMANENT HEALTH INSURANCE & STATE BENEFITS …

WEBUnder a permanent health insurance (PHI) policy (now often referred to as income replacement insurance), an income benefit is paid to the policyholder during disability …

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URL: https://www.opusgold.com/technical/permanent-health-insurance/

Permanent Health Insurance

WEBHome » Permanent Health Insurance. What is Income Protection Insurance? Income protection insurance is a long-term insurance policy to help you if you cannot work …

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Non Pension Life Assurance with Tax Relief & State Benefits on …

WEB• provides for a lump sum benefit payable on death before age 75. It may, in addition, provide benefits in respect of ill health (which would include terminal illness benefits), …

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HEALTHY LIFE EXPECTANCY

WEBPENSIONS – STATISTICS Synopsis: The Office for National Statistics has been examining healthy life expectancy figures in England. Its research poses some interesting …

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Employee Benefits

WEBWe Offer advice for employers in relation to providing pensions, life assurance, income protection cover, critical illness insurance and medical insurance to your staff.

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What is Critical Illness Cover

WEBCritical Illness cover is a long-term insurance policy to cover specific and specified serious illnesses listed within a policy. Under such circumstances the policy pays out a tax-free …

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PENSION FLEXIBILITY

WEBPENSION REFORM 2014/15 Synopsis: As part of pensions flexibility, more people will be encouraged to transfer their pension plans. Those in ill health need to take due …

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Instant Life Insurance Quotations by Opus Gold Finance Sussex

WEBIndeed for some people it may not be possible to provide such protection where their health is poor. Choosing the right type of life insurance. Level Term Assurance. Your policy …

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What is Income Protection Insurance

WEBIncome protection insurance is a long-term insurance policy to help you if you cannot work because illness or long term injury. It potentially replaces part of your income if you …

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ANOTHER THINK TANK LOOKS AT STATE PENSIONS

WEBThe paper says that ’employment rates among the elderly should have increased since the 1960s to reflect increasing life expectancy and improved health.’ Instead the paper …

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DRAFT NHS PENSION SCHEME TRANSITIONAL REGULATIONS …

WEBPENSIONS – SERPS/PENSIONS – STATE SECOND PENSION Synopsis: DoH publishes draft Regulations on introduction of 2015 NHS Pension Scheme. Date posted: Monday, …

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Retirement options from Opus Gold Sussex

WEBYou may also be eligible for potentially enhanced annuity rates if there health issues. Option Two. Income Drawdown. The second option is Income Drawdown where you …

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STATE PENSION TOP UPS

WEBSOCIAL SECURITY BENEFITS/STATE BENEFITS Synopsis: DWP publishes guidance on how to increase state pensions. The Department for Work and Pensions (DWP) has …

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Opus Gold November News

WEBIHT ARISING ON PENSION TRANSFERS BY PEOPLE IN SERIOUS ILL HEALTH. Where a person in serious ill health makes a transfer of a pension plan this can, in certain …

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INHERITANCE TAX AND DRAWDOWN FUNDS; IMPORTANT …

WEBOn balance though we believe the tone of the responses we have received from HMRC to be essentially reassuring. Why not talk to the professionals about properly managing …

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Opus Gold Finance Sussex Corporate Client Services

WEBWe can help with add-ons, such as Group Life Cover, Private Medical Insurance or Health Insurance; we can even provide a Will Writing Service to your employees at a group …

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PENSION SCHEMES BILL AND TRANSFERS

WEBWith the Workplace Pensions now up and running a number of Government departments are already looking at this as a work in progress. All UK businesses need to be aware of …

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PENSION LIBERATION FRAUD CASES ON THE RISE

WEBOMBUDSMAN DECISIONS & COURT CASES RELATED TO PENSIONS Synopsis: Pension liberation fraud cases on the rise despite warnings from UK regulators. Date …

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B&CE Ethical Fund

WEBHealth Care 13.7 Basic Materials 4.1 Consumer Goods 12.4 Oil & Gas 3.2 Consumer Services 10.1 Utilities 1.8 Total 100.0 Return (%) by fund Performance % Difference …

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MORTGAGES FROM A PROTECTION PERSPECTIVE

WEBPROTECTION Synopsis: It is often claimed, with some justification, that the biggest financial decision we ever make is when we commit to a mortgage. Any adviser …

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Income Protection Quote

WEBOpus Gold Limited is an appointed representative of Best Practice IFA Group Ltd, which is authorised and regulated by the Financial Conduct Authority.

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