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Small Business Guide to Health Insurance (2023) Novo

Rules can vary from state to state, but there are four basic rules of thumb when it comes to small business health insurance: 1. Coverage cannot be denied based on pre-existing medical conditions. Coverage is almost always guaranteed. 1. Typically, a business … See more

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URL: https://www.novo.co/resources/small-business-guide-to-health-insurance

7 Types of Insurance for Small Businesses Novo

WEBIn this article, we’re going to explain seven different types of small business insurance, what each covers, and the average costs. ‍. 1. Commercial Property Insurance. Commercial …

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How to Pick the Right Health Insurance for your Small Business

WEBNovo is a fintech company; not a bank. Deposit account services provided by Middlesex Federal Savings, F.A., Member FDIC. Physical debit cards issued by Middlesex Federal …

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Small Business Guide to Employee Benefits Packages Novo

WEBOther benefits. Other benefits include life insurance, disability insurance, and wellness programs like health coaching and mental health support. Employees value being able …

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Business Banking Built for Healthcare Professionals Novo

WEBNovo Reserves give you back control over your small business budgeting and accounting. Save for an upcoming expense, rainy day, or your Profit First plan. Effortlessly budget …

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Working Capital: What Is It & How It Works Novo

WEBWorking capital, also referred to as net working capital (NWC), is the difference between a company’s assets and debts. This measurement is used to assess …

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Running Payroll for Small Businesses: Step-by-Step Guide Novo

WEBHere are the steps to set up your business’s payroll correctly: ‍. 1. Ensure your business is legally allowed to operate as an employer. All businesses that retain employees are …

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How To Do Bookkeeping for Your Small Business Novo

WEBNovo small business checking accounts are a great tool to use in conjunction with your bookkeeping system. Our accounts come with the ability to add details to every …

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What Is a General Ledger, and Why Do You Need One

WEBA general ledger allows you to track assets, liabilities, owners’ equity, revenues, and expenses in a way that will roll up to the largest-scale view or drill down to the smallest, …

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How to Secure a Small Business Loan in North Carolina Novo

WEBYour personal and business credit scores. Some lenders require the owner of the business to have a personal credit score of 580 or higher before they consider providing a loan. …

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What is a Payroll Register & How to Create One Novo

WEBA. payroll register records all employees’ wage payment information for a specific pay period. It details crucial salary information for each employee. These details include …

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The Ultimate Guide to General Liability Insurance Novo

WEBGeneral liability insurance is a type of insurance policy that protects against third-party claims of bodily injury and property damage. This insurance covers the policyholder …

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What Is Accrual Basis Accounting

WEBIn accrual basis accounting, transactions are recorded when they occur, not when money changes hands. Accrual accounting provides a more precise picture of a company's …

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How To Create a Product Launch Marketing Plan in 6 Steps

WEBStep #2 - Competitive Analysis. Competitive analysis is a process of gathering and analyzing data about competitors and their strategies. It helps businesses identify their …

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What Licenses Do You Need to Start a Cleaning Business Novo

WEBThis is the basic license that registers your business with your state government. Specialized cleaning licenses: If you offer specialized services like handling hazardous …

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