Ktrs.ky.gov

What is Shared Responsibility

WEBWhat is Shared Responsibility? Shared Responsibility refers to the 2010 state law where Kentucky’s teachers and the rest of the education community agreed to changes that …

Actived: 9 days ago

URL: https://www.ktrs.ky.gov/retired-members/retired-membershealth-care/shared-responsibility/

Kentucky Employees’ Health Plan (KEHP)

WEB2024 KEHP HEALTH INSURANCE INFORMATION. Open enrollment for 2024 was Oct. 9-27, 2023, and was not mandatory. 2024 KEHP Plan Information (If no link is provided, …

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KEHP LivingWell Promise

WEBLivingWell Promise Incentive. Earn up to $480 a year ($40 a month) in premium discounts in 2025 by completing the health assessment by the deadline. This incentive is available …

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Personalized Medicine Program

WEBThe U.S. Food and Drug Administration maintains a list of more than 300 medications that are believed to be processed differently by individuals because of their DNA. This …

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Are You Working Past Age 65

WEBAre You Working Past Age 65? TRS members who still are working at age 65 or over must enroll in Medicare once they retire to be eligible for health insurance through TRS. For …

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Are You Turning 65 Soon

WEBCongratulations on Turning 65!! Medical insurance changes on your 65th birthday. As of the first day of the month that you reach your 65th birthday, you will no longer be eligible for …

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TRS 4 Member Information

WEBTRS 4 Voluntary Contribution Agreement. The Voluntary Contribution Agreement is the form to be completed by the member and the employer and returned to TRS for additional …

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Retired Members

WEBThe term “defined benefit” is derived from the fact that your lifetime retirement benefit is determined by a defined formula based on length of service, final average salary and a …

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About Your Pension

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Your Membership in TRS

WEBHome > Active Members > What New & Active Members Need to Know > Your Membership in TRS. Your Membership in TRS.

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Cost-of-Living Adjustments

WEBA standard, statutory 1.5% cost-of-living adjustment (COLA) is provided annually on July 1 to retirees who have been retired for at least one full year prior to July 1. For members …

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Marriage / Divorce After Retirement

WEBChanging Your Retirement Option. If you should marry or divorce after your date of retirement, you may be eligible to make a change to your current retirement option. This …

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Retirement Options

WEBSelecting a retirement option is an important decision, requiring a thorough understanding of the various options and careful consideration of your future financial commitments. The …

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Contribution Rates for Non-University Employers

WEBMember Rates. TRS 1 — 12.855%TRS 2 — 12.855%TRS 3 — 12.855%TRS 4 — 14.75%. Employer Rates. TRS 1 — 16.105%TRS 2 — 16.105%TRS 3 — 17.105%TRS 4 — …

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Deciding to Retire

WEBFinancial planners recommend retirement income of between 80% and 100% of your final salary depending on the adequacy of provided health insurance. To answer your …

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Membership Requirements, Contribution Rates & Benefit …

WEB8.185%. TRS 4Employee Contribution Rates. Non-university. University. 14.75%. 9.775%. Determining retirement annuity benefit. Members should consult the appropriate Service …

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