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A financial guide to mental health therapy

When most people think of therapy, they probably think of the traditional in-person session – but the modern therapy landscape includes … See more

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URL: https://www.creditcards.com/education/financial-guide-to-mental-health-therapy/

Health insurance: Pay deductible with credit card

WEBIn 2021, the average annual health insurance deductible for an employee with single coverage was $1,669, according to the Kaiser Family Foundation (KFF) …

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How financial well-being and physical health are linked

WEBFinancial, physical and mental health are linked. Over the years, researchers have broadly connected financial, physical and mental health, and even …

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Managing the costs of women’s preventive health care

WEBOver the past few years, the uninsured rate has risen in America, especially for women. The Gallup National Health and Well-being Index that was released in early …

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When should you use medical credit cards

WEBMedical credit cards are health care financing in the form of a credit card. Patients often use medical credit cards to pay for deductibles and other out-of-pocket …

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A caregiver's guide: Finance protection for those with Alzheimer's

WEBMore than 5 million Americans are living with Alzheimer’s disease, according to the Alzheimer’s Association. The number of Alzheimer’s victims will likely be close to 14 million in 2050. For many individuals, money management problems such as unpaid or unopened bills, extraneous or unusual purchases and numerous ATM cash withdrawals …

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How to rebuild your finances after rehab

WEBAddiction to drugs or alcohol can damage your health and your personal relationships, and it can drain your finances. A 2021 survey on drug use by the …

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Paying medical bills: Things to know CreditCards.com

WEBBecause medical debt is currently capped at an interest rate of 8 ¾ percent, according to the Federal Department of Health and Human Services, using a credit card to cover medical debt isn’t prudent. “Credit cards can charge interest rates near or over 20 percent and often include annual fees,” says Howard.

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Best credit cards for travel insurance CreditCards.com

WEBTo round out the Amex’s Platinum’s premium travel insurance benefits, in the event of an emergency, you’ll receive: $100,000 for medical transportation, $250,000 …

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To Her Credit Archives CreditCards.com

WEBSee the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. …

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Best credit cards for seniors

WEBThe Citi Double Cash Card is effective for “seniors who are retired and living on a fixed income,” says Sarah Barness, credit card expert and editor for Finder. The …

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Credit card protection insurance: Is it worth it

WEBThe cost of credit card debt protection insurance is based on your card’s monthly balance and typically costs about 10 percent or more per year. As for benefits, …

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Your guide to travel insurance ahead of your next trip

WEBA travel insurance policy usually costs about 5 percent to 7 percent of the cost of the trip, Mueller says. The main factors in the price of a travel insurance policy …

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American Express travel insurance benefits CreditCards.com

WEBThe maximum reimbursement amount is $10,000 per trip and $20,000 per year. This coverage is secondary, meaning it kicks in only after any other applicable …

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Compare Credit Cards: Compare & Apply Online Creditcards.com

WEBHere’s how it’s broken down: Credit cards for excellent credit require a FICO credit score of 740 to 850. Credit cards for good credit require a FICO credit score of 670 to 739. Credit …

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RFID wallets: Can they really protect contactless cards

WEBRFID technology allows cardholders to make a payment by just bringing their card close to a card reader. This contactless approach has caused some security …

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Best credit cards for carrying a balance CreditCards.com

WEBThe Citi Diamond Preferred offers a 0% introductory period of 21 months on balance transfers and 12 months on purchases (then 13.74% to 23.74% variable) If you …

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The factors of a FICO credit score

WEBFICO says people with the best scores tend to have an average credit utilization ratio of less than 6%, with three accounts carrying balances and less than $3,000 owed on revolving accounts. There’s no benchmark credit utilization ratio above zero that will maximize your credit score – not even the oft-cited “30% rule,” Lee said.

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Best credit monitoring services for 2023 CreditCards.com

WEBFICO Advanced offers far-reaching access to those scores, along with credit monitoring of reports from all three credit bureaus. For $29.95 per month, you get credit …

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Credit One Bank American Express® Card review

WEBThe Credit One Bank American Express Card is a relatively low-cost credit-building option, offering some perks and a cash back rewards program that helps shoulder some of the cost of its annual fee. Still, the card is best seen as a stepping-stone to better credit and a more lucrative rewards credit card down the line.

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