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Bolton Employee Benefits, Insurance and Risk Management
WEBBroader Perspective. Business Solutions. You need insurance and risk management solutions. That’s a given. But Bolton thinks beyond the basics and delivers a full gamut of valuable services to help you reduce risk, bolster your workforce and rest assured that your business is protected at all levels. So relax.
Actived: 1 days ago
Final Health Reimbursement Account (HRA) Rules Are Here
WEBThe United States Department of Labor (DOL) and Health and Human Services (HHS) have released the final regulations regarding the expansion of Health Reimbursement Accounts (HRA).. Final rules were originally expected in early 2019, however, this is a case of better late than never. The rules are in response to President …
IRS Increases Health FSA Contribution Limit for 2023, Adjusts
WEBThe Internal Revenue Service (IRS) has released Revenue Procedure 2022-38, which increases the health flexible spending account (FSA) salary reduction contribution limit from 2022. The limit on annual employee contributions toward health FSAs for 2023 is $3,050, with the ability to carryover up to $610 to FSAs with plan years …
Paid Leave Oregon – Oregon’s New Paid Family and Medical
WEBOregon is the most recent state expected to finalize rules which will add to the patchwork of state paid leave laws that continue to challenge employers. The final rules for the state’s paid family and medical leave insurance program (PFMLI), known as Paid Leave Oregon (PLO), are expected to be finalized in September of 2022.
Price Comparison Tool Coming in 2023
WEBThe price comparison tool must be available for plan years beginning on or after January 1, 2023, with respect to 500 items and services that were identified by the agencies in Table 1 in the preamble to the TiC Final Rule which can be found here. For plan years beginning on or after January 1, 2024, the price comparison tool must be available
Final Rule on STLDI and Indemnity Plans
WEBThe final rules limit STLDI plans to a maximum of 3 months of coverage with a 1-month extension allowed in some cases. The rules also limit a vendor’s ability to “stack” STLDI polices to circumvent the 3-month rule. A new expanded notice to individuals who purchase STLDI plan will also be required. The new STLDI rules are effective as of
California (CA) Senate Bill 510 Requires Health Plans to
WEBThis week has certainly been abuzz with news and activity related to COVID-19. In light of all the new changes, we wanted highlight the passage of CA Senate Bill 510.. This bill effectively mandates that CA based fully-insured health policies must cover all COVID-19 diagnostic and screening testing and vaccinations without cost-sharing or …
So You Just Got An MLR Rebate Check—Now What
WEBExample:You normally contribute $400 per month toward a plan whose gross premium is $600. If you’ve determined that the portion of the rebate check attributable to employees (aka “plan assets”) is $100 each, you could go ahead and contribute $500 for the next month only. Distribute to Employees. You also have the choice to distribute a
Prioritizing Mental Health Part 2: The Link Between Mental Health …
WEBDOWNLOAD THE PDF. By: Annette Kreuz | Vice President, Employee Benefits. Evan Oslica | Client Advisor. When discussing mental health, the focus is often placed on emotional and psychological well-being, ignoring the connection between mental health issues and the chronic physical conditions that drive costs in corporate health …
Cal/OSHA: California Hotel Housekeeping Musculoskeletal Injury
WEBThe California Occupational Safety and Health Administration (Cal/OSHA) is now enforcing a new ergonomics standard called the “Hotel Housekeeping Musculoskeletal Injury Prevention Program” (MIPP) under Section 3345 of …
Affordable Care Act: 2023 “Affordability” Percentage
WEBIn Revenue Procedure 2022-34, the IRS significantly decreased the affordability percentage from 9.61% to 9.12% for 2023. BackgroundUnder §4980H, applicable large employers (50 or more full-time equivalents (FTEs)) must offer coverage to full-time employees that is affordable to avoid potential §4980H(b) penalties. Coverage …
San Francisco Health Care Security Ordinance (HCSO) Annual …
WEBThe deadline to complete the San Francisco Health Care Security Ordinance Annual Reporting for 2023 is May 3, 2024. Employers failing to submit the form by 5/3/24 face penalties of up to $500 per quarter. The 2023 Annual Reporting Form (ARF) will be available online here starting March 26. It’s a good idea to preview the ARF …
A Full-service Brokerage for a Wide Range of Industries.
WEBOver the past 91 years, Bolton has been a leading full-service brokerage in the insurance industry. In that time, our firm has been dedicated to providing top quality, high-touch brokerage and consulting services to thousands of clients in the commercial and employee benefits space. Bolton’s wide and varied types of clients represent annual
San Francisco Health Care Accountability Ordinance (HCAO)
WEBYes, employers must post a notice to employees at all offices/worksites where work related to a City contract is being performed – notice updated July 1, 2022. Employers also must obtain a signature from each covered employee annually acknowledging receipt of the HCAO Know Your Rights Notice. If you have any …
Illinois Department of Labor Releases Guidance for Consumer …
WEBSubscribe to the Bolton Blog. On August 27, 2021, the Consumer Coverage Disclosure Act (“CCDA”) was signed into Illinois law. While the CCDA went into effect immediately, the statute language promised guidance from the Illinois Department of Labor (IDOL) that has just been released as of November 16, 2021.
Oregon Senate Bill 1529: Employer Health Plan Changes
WEBOregon Senate Bill (SB) 1529 recently passed by the state legislature brings new requirements for employer sponsored health plans. Effective January 1, 2024, individual and fully insured group health insurance policies written in Oregon are required to provide 3 primary care visits (PCP) per covered individual with a limited copay and the …
Non-Discrimination Rules and Testing: What You Should Know
WEBThe ACA included a provision (Section 2716) that would subject Section 105 (h) non-discrimination testing rules to non-grandfathered, fully insured plans, and that provision has since been delayed until further guidance from the IRS. This set our benefits world afire because many companies were (and still are) classing out executives to …
Consolidated Appropriations Act: Medical ID Cards Will Change
WEBLate last year in 2020, Congress passed a stimulus package entitled Consolidated Appropriations Act (CAA), 2021 (we wrote about the benefit-related provisions here). The 5,600 page bill included a section on health plan transparency. Some of those specific provisions are set to go into effect starting January 1, 2022.
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