Bankingsupervision.europa.eu

COVID-19 exposes weaknesses in banks’ recovery plans

WebCOVID-19 exposes weaknesses in banks’ recovery plans. 17 February 2021. Good recovery planning makes banks more resilient to severe shocks. It is one of the …

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URL: https://www.bankingsupervision.europa.eu/press/publications/newsletter/2021/html/ssm.nl210217.en.html

ECB consults on counterparty credit risk governance and …

WebThe consultation on the report starts today and ends on 14 July 2023. We will mainly call upon banks and practitioners involved in CCR management. The ECB will …

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ECB finalises report on how banks govern and manage …

WebThe European Central Bank (ECB) today published its final report on “ Sound practices in counterparty credit risk governance and management ”, following a public …

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How can we make the most of an incomplete banking union

WebBanks adjusted to a dramatic increase in the use of technology, in terms of both how they work and how they interact with their customers. This digitalisation also …

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The resilience of the European banking sector

WebECB Banking Supervision – Supervisory priorities for 2022-2024.. European Central Bank (2020), “Identification and measurement of credit risk in the context of the …

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Credit risk: Acting now paves the way for sound resilience later

WebHistory has taught us that in good times and in bad, strong credit risk management pays off. It provides for a resilient banking sector that can continue to …

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European banks in the post-COVID-19 world

WebFrankfurt am Main, 16 March 2021. In April 1815 the Mount Tambora volcano erupted on the Indonesian island of Sumbawa. One year later, the effects of the eruption hit Europe with …

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ECB Banking Supervision – Supervisory priorities for 2022-2024

Web2.2 Risks and Priorities 2022-2024. ECB Banking Supervision has defined its supervisory priorities by drawing on an assessment of the main risks and vulnerabilities to the …

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Good practices for climate-related and environmental risk …

WebExpectation 3. The management body is expected to consider climate-related and environmental risks when developing the institution’s overall business strategy, business …

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Comprehensive assessments

WebThese checks are called comprehensive assessments. They help to ensure that banks are adequately capitalised and can withstand macroeconomic and financial shocks. The …

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Digitalisation in European banking: no time like the present

WebIn 2015 only 8% of European banks could process a mortgage digitally within two days, whereas by 2020 this figure had risen to 46%. Similarly, in 2015 only 21% of …

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Guide on Climate-Related and Environmental Risks

WebBox 1. Overview of ECB supervisory expectations. 1. Institutions are expected to understand t he impact of climate- related and environmental risks on the business environment in …

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Banking stability amid macroeconomic uncertainty

WebIn indirect terms, the macroeconomic shock provoked by the war, which is still ongoing, is yet to have any discernible effects on banks’ balance sheets. In …

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Why do banks need to hold capital

WebThe less risky an asset, the lower its risk-weighted asset amount and the less capital a bank needs to hold to cover for it. For example, a mortgage loan that is secured with collateral …

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Sound practices in counterparty credit risk governance and …

Web4.2 Sound practices for risk control, management and measurement. With regard to CCR management, control and measurement, the ECB has identified the following sound …

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Guidance to banks on non-performing loans

WebGuidance to banks on non-performing loans − Introduction 6 level.3 However, this definition is highly simplified and banks not falling under its terms might still benefit from applying …

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Risks from misalignment of banks’ financing with the EU …

WebRisks from misalignment of banks’ financing with the EU climate objectives – Executive summary 2 1 Executive summary The risks stemming from the transition towards a …

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Guidance on leveraged transactions

Web2 Scope of the guidance on leveraged transactions. This guidance applies to all significant credit institutions supervised by the ECB under Article 6(4) of the SSM Regulation. While …

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