Health Insurance Laws And Protections

Listing Websites about Health Insurance Laws And Protections

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Rights & Protections HealthCare.gov

(8 days ago) WEBThe health care law offers rights and protections that make coverage more fair and easy to understand. Some rights and protections apply to plans in the Health Insurance Marketplace ® or other individual insurance, some apply to job-based plans, and some …

https://www.healthcare.gov/health-care-law-protections/rights-and-protections/

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Know your rights with insurance CMS

(2 days ago) WEBThis page applies to all people in the United States who use most types of private health insurance. The No Surprises Act is a federal law that went into effect on January 1, 2022. The Act protects you from unexpected …

https://www.cms.gov/medical-bill-rights/know-your-rights/using-insurance

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FACT SHEET: President Biden Announces New Landmark …

(5 days ago) WEBIn fact, alongside promoting junk health insurance, the House Republican budget calls to cut $4.5 trillion from the Affordable Care Act and Medicaid, which would rip coverage away from over 45

https://www.whitehouse.gov/briefing-room/statements-releases/2024/03/28/fact-sheet-president-biden-announces-new-landmark-rule-to-protect-americans-from-junk-health-insurance/

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About the ACA HHS.gov

(5 days ago) WEBThe Patient Protection and Affordable Care Act, referred to as the Affordable Care Act or “ACA” for short, is the comprehensive health care reform law enacted in March 2010. The law has 3 primary goals: Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower

https://www.hhs.gov/healthcare/about-the-aca/index.html

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HHS Announces New Policy to Make Coverage More …

(3 days ago) WEBThe final rule aims to protect consumers from discriminatory practices related to the coverage of the essential health benefits (EHB) by refining the CMS nondiscrimination policy. Specifically, a benefit design that limits coverage for an EHB on a basis protected from discrimination under this rule (such as age and health condition) …

https://www.hhs.gov/about/news/2022/04/28/hhs-announces-new-policy-make-coverage-more-accessible-affordable-for-millions-americans-in-2023.html

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HHS Kicks Off New Year with New Protections from …

(8 days ago) WEBThe protections, implemented under the No Surprises Act, ban surprise billing in private insurance for most emergency care and many instances of non-emergency care. They also require that uninsured and self-pay patients receive key information, including overviews of anticipated costs and details about their rights.

https://www.hhs.gov/about/news/2022/01/03/hhs-kicks-off-new-year-with-new-protections-from-surprise-medical-bills.html

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Surprise Medical Bills: New Protections for Consumers …

(2 days ago) WEBIntroduction. In the closing days of 2020, Congress enacted and the President signed into law the No Surprises Act, providing new federal consumer protections against surprise medical bills. The

https://www.kff.org/private-insurance/fact-sheet/surprise-medical-bills-new-protections-for-consumers-take-effect-in-2022/

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What is Obamacare (Affordable Care Act) Marketplace …

(2 days ago) WEBWhat is Obamacare? “Obamacare” is a commonly used reference to the Affordable Care Act (ACA) legislation enacted in 2010. The ACA’s sweeping reforms included provisions that set standards for …

https://www.healthinsurance.org/obamacare/

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See How Health Insurance Coverage Protects You

(5 days ago) WEBHealth insurance protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible. You get free preventive care, like vaccines, screenings, and some check-ups, even before you meet your deductible. If you have a Marketplace plan or other qualifying health coverage through

https://www.healthcare.gov/why-coverage-is-important/coverage-protects-you/

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Protecting Your Health Insurance Coverage - Centers …

(6 days ago) WEB• The Newborns’ and Mothers’ Health Protection Act of 1996 (NMHPA); and • The Women’s Health and Cancer Rights Act of 1998 important to remember that health insurance laws in your State may provide you even greater protections to buy, c hange, or continue health coverage. Thus, the information in this booklet is a general

https://www.cms.gov/Regulations-and-Guidance/Health-Insurance-Reform/HealthInsReformforConsume/Downloads/protect.pdf

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Compliance Guide: Health Benefits Coverage under Federal Law

(Just Now) WEBthe State law is more protective of individuals (i.e., imposes stricter obligations on health insurance issuers). If the plan provides benefits through an insurance policy or health maintenance organization (HMO), you also may contact your State’s insurance department. Visit the National Association of Insurance

https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/publications/compliance-assistance-guide.pdf

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Questions and Answers on the 2024 Final Rule Addressing

(Just Now) WEBhealth insurance plans from § 1557’s nondiscrimination protections, including protections for persons with HIV.77 While the law still provided such protections, the rule change made it harder for persons pursuing claims of discriminatory benefit design and marketing, particularly against employer plans sold outside the ACA …

https://healthlaw.org/wp-content/uploads/2024/05/1557-Reg-Revision-QA-FINAL-May-8-2024.pdf

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Health Insurance Portability and Accountability Act of 1996 (HIPAA)

(4 days ago) WEBHIPAA Security Rule. The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a federal law that required the creation of national standards to protect sensitive patient health information from being disclosed without the patient’s consent or knowledge. The US Department of Health and Human Services (HHS) issued the HIPAA

https://www.cdc.gov/phlp/publications/topic/hipaa.html

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Health Insurance Portability and Accountability Act - Wikipedia

(1 days ago) WEBThe Health Insurance Portability and Accountability Act of 1996 (HIPAA or the Kennedy–Kassebaum Act) is a United States Act of Congress enacted by the 104th United States Congress and signed into law by President Bill Clinton on August 21, 1996. It aimed to alter the transfer of healthcare information, stipulated the guidelines by which …

https://en.wikipedia.org/wiki/Health_Insurance_Portability_and_Accountability_Act

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State Policy Efforts To Enhance Consumer Protections in Health …

(3 days ago) WEBRobust consumer protections play an important role in improving the value of health insurance by ensuring that health plans are fair, transparent, and provide people with meaningful and usable

https://www.americanprogress.org/events/state-policy-efforts-to-enhance-consumer-protections-in-health-care-and-improve-the-value-of-insurance/

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HHS amends HIPAA privacy rule to strengthen protections for

(5 days ago) WEBFollowing the Supreme Court’s ruling on abortion rights in Dobbs vs. Jackson Women’s Health Organization, the HHS Office for Civil Rights issued guidance reminding covered entities, including

https://www.jdsupra.com/legalnews/hhs-amends-hipaa-privacy-rule-to-1393680/

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Legal battle over health costs could change workplace benefits

(Just Now) WEBAn emerging legal battle over workplace health insurance could empower employees to fight back against high costs and put new pressure on their employers.. Why it matters: Workers fed up with rising health care costs, which also eat into their wages, are filing lawsuits aiming to hold employers accountable for cutting what they say are bad …

https://www.axios.com/2024/05/13/health-care-costs-employers-insurance

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New Jersey Life & Health Insurance Guaranty Association - Welcome

(5 days ago) WEBWelcome. Welcome to the New Jersey Life & Health Insurance Guaranty Association (NJLHIGA) Web site. We hope you find this site helpful in providing information regarding the purpose of the Guaranty Association and how it protects resident policyholders in the event of an insurance company insolvency.

https://www.njlifega.org/

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California faces critical deadline as 300,000 kids lose health insurance

(9 days ago) WEBAfter the federal government ended its COVID-19-era continuous coverage health insurance protections, about 1.6 million Californians were removed from Medi-Cal. Of that number, 300,000 are

https://www.newsweek.com/california-faces-deadline-children-lose-health-insurance-1899983

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Rate Review & the 80/20 Rule HealthCare.gov

(7 days ago) WEBThe 80/20 rule is sometimes known as Medical Loss Ratio, or MLR. If an insurance company uses 80 cents out of every premium dollar to pay for your medical claims and activities that improve the quality of care, the company has a Medical Loss Ratio of 80%. Insurance companies selling to large groups (usually more than 50 employees) must …

https://www.healthcare.gov/health-care-law-protections/rate-review/

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OCR Issues Final Reproductive Health Care Rule Under HIPAA

(2 days ago) WEBRelated Practices & Jurisdictions. The Office for Civil Rights (“OCR”) at the Department of Health and Human Services (“HHS”) recently issued final regulations (“Reproductive Health Care

https://www.natlawreview.com/article/final-hipaa-privacy-rule-increases-protection-reproductive-health-care-data

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North Bergen, New Jersey ACA Health Insurance Plans

(Just Now) WEBIn offering this website, HealthMarkets Insurance Agency is required to comply with all applicable federal laws, including the standards established under 45 C.F.R. § 155.220(c) and (d) and standards established under 45 C.F.R. § 155.260 to protect the privacy and security of personally identifiable information.

https://www.healthmarkets.com/plans/aca-health/new-jersey/north-bergen

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Your Rights Under HIPAA HHS.gov

(5 days ago) WEBHealth Plans, including health insurance companies, HMOs, company health plans, and certain government programs that pay for health care, such as Medicare and Medicaid. Most Health Care Providers —those that conduct certain business electronically, such as electronically billing your health insurance—including most …

https://www.hhs.gov/hipaa/for-individuals/guidance-materials-for-consumers/index.html

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New Jersey Life & Health Insurance Guaranty Association

(Just Now) WEBAbout Us. The New Jersey Life & Health Insurance Guaranty Association is a statutory entity created in 1992 (with an effective date of January 1, 1991), when the New Jersey legislature enacted the New Jersey Guaranty Association Act (a link to the Act can be found in the Additional Info section). The guaranty association is composed of all insurers …

https://www.njlifega.org/About

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FTC issues final rule to protect consumer medical data on health …

(6 days ago) WEBThe Federal Trade Commission has issued a final rule to safeguard consumer medical data on digital health apps, BenefitsPro reports. The revised Health Breach Notification Rule mandates vendors

https://www.businessinsurance.com/article/20240513/STORY/912364441

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Florida no-shade law endangers airport workers, farmworkers

(2 days ago) WEBNo shade, no water, no breaks: DeSantis' new law threatens Florida outdoor worker health. NAPLES, Fla. – In South Florida, one of the state's hottest regions, María González works outdoors

https://www.usatoday.com/story/news/nation/2024/05/08/florida-no-shade-law-endangers-airport-workers-outdoor-laborers-farmworkers-gardeners/73611783007/

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W.W. Grainger Suit Says Aetna Drained Health Plans, Hid Misdeeds

(Just Now) WEBIndustrial supplier W.W. Grainger Inc. filed a lawsuit saying Aetna Life Insurance Co. mismanaged its self-funded health plans by approving false and excessive claims and pocketing money that should have gone to medical providers.. Aetna took money from Grainger “under the guise of claims administration” but put only a fraction of …

https://news.bloomberglaw.com/employee-benefits/w-w-grainger-suit-says-aetna-drained-health-plans-hid-misdeeds

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Health Insurance Program - NJ Protect

(2 days ago) WEBNJ Protect is a new health insurance option for uninsured New Jerseyans with pre-existing medical conditions. Coverage through NJ Protect will generally cost less than comparable individual health insurance and offer superior benefits. Because the program is federally subsidized, treatment for pre-existing medical conditions will be covered as

https://www.nj.gov/dobi/division_insurance/njprotect/index.htm

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South Africa's Ramaphosa to sign health insurance bill into law just

(9 days ago) WEBSouth Africa's President Cyril Ramaphosa will on Wednesday sign into law a national health bill that aims to provide universal coverage to South Africans, the country's presidency said in a statement.

https://www.reuters.com/world/africa/south-africas-ramaphosa-sign-health-insurance-bill-into-law-just-before-election-2024-05-13/

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Summary of Benefits and Coverage HealthCare.gov

(8 days ago) WEBInsurance companies and job-based health plans must provide you with: A short, plain-language Summary of Benefits and Coverage (SBC) A Uniform Glossary of terms used in health coverage and medical care. This information helps you make “apples-to-apples” comparisons when you’re looking at plans. The SBC also includes details, called

https://www.healthcare.gov/health-care-law-protections/summary-of-benefits-and-coverage/

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Community ordinances clash with Michigan drug harm reduction …

(7 days ago) WEBCommunity ordinances are clashing with Michigan’s drug harm reduction strategy. When it comes to trying to reduce the devastation that accompanies the use of illicit drugs, experts say Michigan

https://www.freep.com/story/news/local/michigan/2024/05/13/michigan-drug-harm-reduction-local-ordinances/73277831007/

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WILFREDO RODRÍGUEZ INSURANCE AGENCY - Updated May 2024 …

(8 days ago) WEBWILFREDO RODRÍGUEZ INSURANCE AGENCY in North Bergen, reviews by real people. Yelp is a fun and easy way to find, recommend and talk about what’s great and not so great in North Bergen and beyond. Life Insurance, Health Insurance Offices. Tyshawn Good - State Farm Insurance Agent. Whether you’re looking to protect your family with

https://www.yelp.com/biz/wilfredo-rodr%C3%ADguez-insurance-agency-north-bergen

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Maternity protection policies and the enabling environment for

(5 days ago) WEBThe Philippines has enacted maternity protection policies, such as the 105-Day Expanded Maternity Leave Law and the Expanded Breastfeeding Promotion Act of 2009, to protect, promote, and support breastfeeding. This study aimed to review the content and implementation of maternity protection policies in the Philippines and …

https://internationalbreastfeedingjournal.biomedcentral.com/articles/10.1186/s13006-023-00594-w

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Final Rule to Establish First-Ever Regulations for Adult Protective

(6 days ago) WEBRule will improve quality and consistency of APS services across states. Today, the U.S. Department of Health and Human Services (HHS), through the Administration for Community Living (ACL), announced a final rule to establish the first federal regulations for Adult Protective Services (APS). The new regulations promote …

https://www.hhs.gov/about/news/2024/05/07/final-rule-establish-first-ever-regulations-adult-protective-services.html

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Governor Newsom Unveils Revised State Budget - California …

(7 days ago) WEB106 New CHP Officers Deployed to Serve and Protect California Communities; El Gobernador Newsom presenta el presupuesto estatal revisado para el 2024-25, priorizando soluciones equilibradas para un gobierno más eficaz y eficiente; Governor Newsom Unveils Revised State Budget, Prioritizing Balanced Solutions for a …

https://www.gov.ca.gov/2024/05/10/revised-state-budget-may-2024-25/

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South African President to Sign Contentious Health Plan Into Law

(5 days ago) WEB1:32. South Africa’s Cyril Ramaphosa will sign-off on a controversial health insurance bill Wednesday, two weeks before national elections. Ramaphosa will sign into law the National Health

https://www.bloomberg.com/news/articles/2024-05-13/south-african-president-to-sign-contentious-health-plan-into-law

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Small Business and the Affordable Care Act (ACA) HealthCare.gov

(2 days ago) WEBThe Affordable Care Act (sometimes called the health care law, or ACA) established the Small Business Health Options Program (SHOP) for small employers (generally those with 1–50 full-time and full-time equivalent employees (FTEs)) who want to provide health and dental coverage to their employees. Certain employers can enroll in SHOP through

https://www.healthcare.gov/small-businesses/learn-more/how-aca-affects-businesses/

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