Insurancecommentary.com

Workers Compensation vs. Health and Disability Insurance

WebI continue to serve as a faculty member for the Big “I” Virtual University. Recently, we received the following question from an agent: “Can a health insurance …

Actived: 8 days ago

URL: https://insurancecommentary.com/workers-compensation-vs-health-and-disability-insurance/

“All Risks” vs. “Named Perils”

WebA basic principle of insurance is that “open perils” (aka, “all risks,” “named exclusions,” “risks of direct loss,” “special causes of loss,” etc.) coverage provides better …

Category:  Health Go Health

Unfair Claims Settlements Insurance Commentary with Bill Wilson

WebThe first rule in the claim resolution process is to never accept an oral declination of coverage. In one claim, a written denial was sent in the form of a letter that …

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Insurance Claim Denials Insurance Commentary with Bill Wilson

WebBill Wilson. Founder at InsuranceCommentary.com. One of the premier insurance educators in America on form, coverage, and technical issues; Founder and …

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What is a “Vermin”

WebThe company has made the determination that bats fall under the definition of vermin. “In checking with a standard dictionary, vermin is defined as: ‘ (1) any of various …

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Government Mandates that Insurers Pay for Uncovered Claims

WebMy ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the …

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The Big Mistake Insurance Commentary with Bill Wilson

WebImportant: This article was originally authored by Tim Wahl of Gallaher Insurance and printed in the Missouri Association of Insurance Agents’ Missouri Agent …

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Sending Policy Forms to Additional Insureds

WebIn 2018, I wrote an article about sending copies of certificates of insurance to insurers and copies of policy forms, especially additional insured endorsements, to …

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Obamacare Solution

WebOne of the premier insurance educators in America on form, coverage, and technical issues; Founder and director of the Big “I” Virtual University; Retired Assoc. VP …

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Fad or Disruption

WebBill Wilson. Founder at InsuranceCommentary.com. One of the premier insurance educators in America on form, coverage, and technical issues; Founder and …

Category:  Health Go Health

Insurance vs. Coffee Insurance Commentary with Bill Wilson

WebIf you click on the word “link” in the last sentence you can see that, according to insurtech startup Jetty, you can buy renters insurance from them faster than you can …

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Notifying Certificate Holders of Cancellation Insurance …

WebOur agency’s practice has been to send certificate holders for that policy term a revised certificate with the word ‘CANCELLED’ underneath the policy effective date …

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The Invisible But Potentially Catastrophic Homeowners Exclusion …

WebMy ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the …

Category:  Health Go Health

Insuring Lawn Mowers Insurance Commentary with Bill Wilson

WebUPDATE: ISO’s countrywide forms filing HO-2021-OFR21 amends the “lawn mower exclusion” so that there is coverage for “A riding lawn mower that, at the time of …

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Uninsured Motorists Insurance Commentary with Bill Wilson

WebMy ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the …

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Racing Exclusions Insurance Commentary with Bill Wilson

WebThis is the racing exclusion in the current ISO PAP: “Any vehicle, located inside a facility designed for racing, for the purpose of…Competing in; or…Practicing or …

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Top COVID Court Case of 2021

WebOne of the few attorney newsletters I read regularly is Coverage Opinions from Philadelphia attorney Randy Maniloff. Every January, he publishes his Top 10 court …

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COVID, Loss Control, and Chicken Soup Insurance Commentary …

WebMy ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the …

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What Is a Pedestrian (Revisited)

WebMy ebook 52 of the Greatest Things Anyone Ever Said… and Why has gone live on Amazon and in 24 hours has become Amazon’s #1 New Release in the …

Category:  Health Go Health